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Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Browse Good Shepherd Microfinance’s distribution to your Senate’s Inquiry into Australia’s General Insurance business.

Our distribution analyzes: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for folks on low incomes – Challenges and solutions for the ‘barriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program

Money Ready Toolkit

In collaboration with all the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help people prepare, react and get over the monetary impact of normal catastrophes. It really is a resource that is valuable Queenslanders and anyone surviving in catastrophe prone areas.

The Toolkit provides information and tools on planning, responding and coping with normal and human-made catastrophes.

Just take Charge: credit rating and millennials

This report investigates the data and attitudes of millennials towards credit.

As Australia’s credit reporting framework changes, we look at the future implications among these modifications for millennials https://personalinstallmentloans.org/payday-loans-ok/, policy manufacturers and industry.

Our findings expose valuable insights from more youthful Australians towards their credit rating, as well as on handling expenses generally speaking.

Collective actions, leading modification

The launch report regarding the Financial Inclusion Action Arrange (FIAP) system, ‘Collective actions, leading change’, describes the thinking, design and anticipated effect of this system. In addition includes the commitments created by the very first twelve organisations to be involved in this system.

Pathways to Resilience: the Financial Inclusion Continuum and mobility that is economic

In Australia, around 3.1 million people (16.9percent of grownups) lack use of safe, appropriate and affordable lending options and solutions such as for instance bank records, credit and insurance coverage 1.

The inclusion that is financial provides Good Shepherd Microfinance using the framework to take into account and guide an awareness of our customers additionally the forms of help they may have to be economically included.

Summary of revenue commissions

Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent writeup on income commissions and product based re re re payments’.

The submission talks about: – exactly exactly How payment and product based re re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as results of income commissions and product based re payments – Ethical banking training – instance studies drawn from Consumer’s Federation of Australia, outlining the ongoing issues that customers encounter with Consumer Credit Insurance – Customer-focused banking training as a focus of economic addition

Everyone Requirements a Savings Buffer

Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s everyone else Needs a Savings Buffer assessment paper.

Analysis demonstrates that having a cost cost savings buffer is definitely an essential necessity when it comes to power to deal with economic shocks and develop monetary resilience.

Our reaction addresses a few concerns set away in the assessment paper, browse the report right right right here:

Pathways to resilience: The effect of monetary conversations in the capability that is financial of candidates

Read our ‘Pathways to Resilience’ research report which is targeted on the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and system lovers – is wearing building economic capability for our customers.

Topics typically talked about into the conversations between customers consist of: cost management, avoiding bank costs, handling bills while the high price of fringe financing. The conversations are made to offer a variety of help, information, and good reinforcement to people that are trying for support.

Working together for better housing and communities that are sustainable

Study Good Shepherd Microfinance’s distribution regarding the Queensland Government’s ‘performing together for better housing and communities that are sustainable conversation paper.

Our distribution features a quantity of possibilities to allow visitors to determine and realise social and economic well-being, including: – Leveraging current companies and positioning between economic and housing services – using action on personal leasing sustainment – following through on house ownership – Financial Inclusion Action Plans – Mitigating the impacts of this increasing price of power – Improving use of and flexibility of mortgage loan services and products

Victorian Gender Equality Strategy Consultation Paper

Study Good Shepherd Microfinance’s distribution regarding the Victorian Gender Equality Strategy Consultation Paper. Our distribution features the work we have been doing to boost sex equality in Victoria, and makes lots of tips about advancing sex equality.

The submission covers: – secure and affordable economic options for females – Micro-enterprise development for ladies business owners – Raising knowing of economic punishment – Financial Inclusion Action Plans – Encouraging sex equality as time goes on of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program

Australian Government’s Reasonably Priced Housing Performing Group

Good Shepherd Microfinance produced distribution into the Australian Government’s low-cost Housing performing Group. Our distribution recognises the product range of viable housing initiatives readily available for consideration and shows the fundamental part of great Shepherd Microfinance in supplying trusted, client-focused, community-led help for folks on low incomes. Read here to get more: